Retirement is a time to relax, enjoy life, and finally do all the things you’ve been putting off for years. But where you choose to spend your golden years can make all the difference. Idaho, with its stunning landscapes, low cost of living, and friendly communities, has become a hotspot for retirees.
However, not all cities in the Gem State are created equal when it comes to retirement living.
So, let’s dive into the 5 best cities in Idaho to retire—and, for balance, we’ll also cover the 5 worst cities to retire in Idaho. Grab a cup of coffee, and let’s explore!
Why Retire in Idaho?
Before we get into the cities, let’s talk about why Idaho is such a great place to retire. First, there’s the natural beauty.
Think towering mountains, crystal-clear lakes, and endless hiking trails. If you love the outdoors, Idaho is a dream come true. Second, the cost of living is relatively low compared to other retirement hotspots like Florida or Arizona.
Housing is affordable, and taxes are retiree-friendly—Idaho doesn’t tax Social Security benefits, and there are property tax reductions for seniors.
Plus, Idahoans are known for their welcoming, small-town vibes. It’s the kind of place where people still wave to their neighbors.
Now, let’s get to the good stuff: the best cities to retire in Idaho.
1. Boise: The Perfect Mix of Urban and Outdoor Living
Boise, the state capital, is often at the top of the list for retirees—and for good reason. It’s a vibrant city with a thriving arts scene, excellent healthcare facilities, and plenty of restaurants and shops. But what makes Boise truly special is its proximity to nature. The Boise River Greenbelt offers miles of scenic trails for walking or biking, and the nearby foothills are perfect for hiking.
Boise also has a strong sense of community, with events like the Boise Farmers Market and the Treefort Music Fest bringing people together. The cost of living is higher than in smaller Idaho towns, but it’s still more affordable than many other cities of its size. If you want a mix of urban amenities and outdoor adventures, Boise is hard to beat.
2. Coeur d’Alene: A Lakeside Paradise
If you’ve ever dreamed of retiring by the water, Coeur d’Alene might be your perfect match. This picturesque city is located on the shores of Lake Coeur d’Alene, one of the most beautiful lakes in the country. Imagine spending your days boating, fishing, or just relaxing by the water. The downtown area is charming, with boutique shops, art galleries, and cozy cafes.
Coeur d’Alene is also known for its excellent golf courses, including the famous Coeur d’Alene Resort Golf Course, which features a floating green. While the cost of living is a bit higher here, many retirees find it worth it for the stunning views and high quality of life.
3. Idaho Falls: Small-Town Charm with Big-City Amenities
Idaho Falls is a hidden gem for retirees. Located along the Snake River, this city offers a peaceful, small-town atmosphere with plenty of amenities. The Greenbelt Trail is a favorite among locals, offering a scenic route for walking or biking. The city also has a thriving arts scene, with the Art Museum of Eastern Idaho and the Colonial Theater hosting regular events.
One of the biggest draws of Idaho Falls is its affordability. Housing costs are lower than in Boise or Coeur d’Alene, making it an attractive option for retirees on a budget. Plus, the city has excellent healthcare facilities, including the Eastern Idaho Regional Medical Center.
4. Sun Valley: For the Active Retiree
Sun Valley is synonymous with outdoor recreation. Known for its world-class skiing in the winter and hiking and biking in the summer, this resort town is perfect for retirees who want to stay active. The town itself is quaint and charming, with a strong sense of community and plenty of cultural events.
The downside? Sun Valley is one of the more expensive places to live in Idaho. However, if you can afford it, the lifestyle here is hard to beat. Imagine waking up to breathtaking mountain views every day and spending your afternoons exploring the great outdoors.
5. Twin Falls: Affordable Living with Stunning Views
Twin Falls is another great option for retirees, especially those looking for affordability. Located near the Snake River Canyon, this city offers stunning natural beauty, including the iconic Shoshone Falls, often called the “Niagara of the West.” Outdoor enthusiasts will love the hiking trails, fishing spots, and rock climbing opportunities.
Twin Falls also has a low cost of living, making it an attractive option for retirees on a fixed income. The city has a friendly, small-town vibe, with plenty of community events and activities to keep you busy.
And Now… The 5 Worst Cities to Retire in Idaho
While Idaho has plenty of great retirement options, not every city is ideal for retirees. Here are five cities that might not be the best fit for your golden years.
1. Nampa: Affordable but Lacking in Charm
Nampa, located just west of Boise, is one of the fastest-growing cities in Idaho. While it’s affordable, it lacks the charm and amenities that many retirees are looking for. The city has a higher crime rate compared to other Idaho cities, and the traffic can be a headache. If you’re looking for a peaceful retirement, Nampa might not be the best choice.
2. Pocatello: Struggling Economy and Harsh Winters
Pocatello has a lot of potential, but it’s not quite there yet for retirees. The city has a struggling economy, which can make it difficult to find part-time work or volunteer opportunities. Additionally, the winters here are harsh, with heavy snowfall and freezing temperatures. If you’re not a fan of cold weather, Pocatello might not be for you.
3. Caldwell: High Crime and Limited Amenities
Caldwell is another affordable option, but it comes with some drawbacks. The city has a higher crime rate than many other Idaho cities, and the amenities are limited. While it’s close to Boise, it doesn’t offer the same quality of life. Retirees might find themselves driving to Boise frequently for shopping, dining, and entertainment.
4. Lewiston: Isolated and Humid
Lewiston, located in northern Idaho, is known for its hot, humid summers—a rarity in the state. The city is also somewhat isolated, which can make it difficult to access healthcare and other services. While the cost of living is low, the lack of amenities and the challenging climate might not appeal to everyone.
5. Blackfoot: Small and Sleepy
Blackfoot is a small town with a population of just over 12,000. While it’s affordable and has a low crime rate, it’s also very quiet. For retirees looking for a vibrant community with plenty of activities, Blackfoot might feel too sleepy. The town is best suited for those who prefer a slower pace of life and don’t mind limited amenities.
Conclusion
Idaho is a fantastic place to retire, offering a mix of natural beauty, affordability, and friendly communities. Whether you’re drawn to the vibrant city life of Boise, the lakeside charm of Coeur d’Alene, or the small-town vibe of Twin Falls, there’s something for everyone in the Gem State. However, it’s important to do your research and choose a city that aligns with your lifestyle and budget.
On the flip side, cities like Nampa, Pocatello, and Caldwell might not be the best fit for retirees due to factors like high crime rates, harsh weather, or limited amenities. Ultimately, the key to a happy retirement is finding a place where you feel at home—and Idaho has plenty of options to explore.
So, what are you waiting for? Start planning your Idaho retirement adventure today! Whether you’re hiking in Sun Valley, strolling along the Boise Greenbelt, or fishing in Coeur d’Alene, your golden years are sure to be filled with joy and adventure in the Gem State.